by Tracy Ruby Team | Sep 20, 2024 | FHA, Home Loans
Can repeat buyers qualify for FHA loans? When you think of an FHA loan, it’s often associated with first-time homebuyers. After all, FHA loans are widely known for lower down payment and flexible credit requirements. But did you know that FHA loans are not just...
by Tracy Ruby Team | Sep 12, 2024 | Home Loans, Homebuyers, Homeowners
Your Quick Home Appraisal Checklist When buying or selling a home, it’s important to understand the importance of a home appraisal during the mortgage process. Appraisals determine the value of a property based on various factors, ensuring buyers, sellers, and lenders...
by Tracy Ruby Team | Aug 30, 2024 | Conventional, FHA, Homebuyers, USDA, VA
An Overview of Supreme Lending Credit Score Requirements When you’re preparing to buy a home, understanding the mortgage credit score requirements is essential. Your credit plays a significant role in determining your eligibility for various loan programs, as well as...
by Tracy Ruby Team | Aug 20, 2024 | Home Loans, Refinance
When homeowners think about tapping into the equity they’ve built in their property, a Home Equity Line of Credit, also known as a HELOC, may come to mind. This alterative transaction mortgage can be incredibly versatile and useful for eligible homeowners to access...
by Tracy Ruby Team | Aug 14, 2024 | Home Loans, Homeowners, Refinance
There are several things to consider when deciding to refinance* your mortgage. It’s essential that you’re well-informed and ready to make an educated home financing decision to reach your goals. Once you’ve established how soon you can refinance, here are seven other...
